Is Title Insurance Optional?

I have some questions concerning title insurance. Is this insurance optional? How much should one expect to pay for the coverage?

Answer: Yes, title insurance is usually optional. Your lender may require that you pay for it to cover the asset (and them) in case of a problem, but this requirement would be on a lender-by-lender basis. As for the cost of title insurance, it varies considerably. Can I suggest some comparison-shopping to get an idea of price? You can go to our main page on Title insurance at At the top of the page, you'll find some sponsor links, which will allow you to find out more about pricing of the product.

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