Is Title Insurance Optional?

I have some questions concerning title insurance. Is this insurance optional? How much should one expect to pay for the coverage?

Answer: Yes, title insurance is usually optional. Your lender may require that you pay for it to cover the asset (and them) in case of a problem, but this requirement would be on a lender-by-lender basis. As for the cost of title insurance, it varies considerably. Can I suggest some comparison-shopping to get an idea of price? You can go to our main page on Title insurance at http://www.insuranceguide101.com/title-insurance/. At the top of the page, you'll find some sponsor links, which will allow you to find out more about pricing of the product.

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