California Flood Insurance

California just changed some of its flood insurance zones. How do I find out what those new zones are? I recently paid $450.00/year of insurance I don't think I need.

Answer:  I'd suggest that you contact the California Department of Insurance. These folks should be able to help you with up-to-date information. You can find them on the Internet, or you can call their consumer help line at 800-927-HELP (4357). They should know if the flood zones in the state have changed. Remember that flood zones can change and it's not in the best interest of your insurance company to tell you that.

If you find you don't need flood insurance, you can always cancel it and get a certain percentage of your premiums back, assuming that you still have some time on the policy.

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