Is Disability Insurance an Employer Obligation?

Are employers obligated to provide disability insurance for their employees?

Answer:  No, employers are not obligated to provide disability insurance. It is at their discretion. But you should have it. Even a short illness of less than 6 months can be devastating financially. If you need this kind of insurance, I suggest that you check-out our section on disability insurance at You'll also find links to trusted sponsors who can help you find quotes or buy online.

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