I have recently been put on medical leave from my employer for back problems. My doctor says I will not be able to return to work. In the meantime, I am having problems with my ex-employer threatening me that he will cancel my state-continued insurance that I have through the company, for assisting a co-worker with unemployment benefits. My question is, does he have any right to cancel my insurance?

Answer:  If your insurance is state-continued, your employer should not be able to terminate your coverage. But given your situation and the fact that your LTD benefit is likely your primary (if only) source of income, you should get some legal advice to be sure. Most lawyers will give you a half-hour of free time. I’d take advantage of that.