My job just stopped my short-term disability coverage. I am concerned that if I should get sick, I would not be able to pay my bills. How could I get some insurance to help me in that time?

Answer:  It’s very easy to get your own short-term disability insurance. In fact, if you want to start the process of getting a few quotes, check out our section on short-term disability. At the top of the page, you will find links to trusted sponsors. Follow these links and get a few quotes online – it can save you a lot of time and effort.

While you may not be happy about having to purchase your own short-term disability insurance, it may work to your advantage if you ever have to collect it. In fact, when you pay your own premiums out of your own pocket in the U.S., your benefits when you claim are normally tax-free. It can make a big difference in how much money goes into your pocket in case of a claim.