My homeowner Insurance has quadrupled in price, presumably because I was forced tofile bankruptcy. Are you aware of any programs, state or federal that would help me so that I can retain my home?


Answer: This is a little known fall-out from bankruptcy: since insurance companies use your credit score as part of their “risk assessment” of you, it can have disastrous effects on the amount of premium that you pay in order to be covered.

You don't mention your state so I can't be sure of any specific programs to help defray insurance costs after bankruptcy. I’d recommend speaking with your current credit counsellor, assuming that you have one, to find out if there is any help to be had in your area. You could also try your state's Department of Insurance or Insurance Commissioner.