My teenage daughter recently got her driver’s license. Before I was able to call and add her to my Florida automobile insurance policy, she had an accident. Is there a grace period I might have to add someone on to my policy and still be covered in case of an accident?
Answer: As far as I know, there is no ‘grace period’ between when you get your license and when you should get insurance coverage. If so, then your daughter has had an accident as an uninsured driver.
I would get legal advice as soon as possible. Also, if you can afford to handle the accident without reporting it to your insurance company, it could be in your best interests.
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