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Coverage on Another’s Insurance

My aunt recently bought a used car. I would like to know if she could put my name on the insurance policy when she signs up for one? Will I get the right coverage?

Answer:  Yes. Your aunt could add you as a driver on her insurance policy. As long as she has added you as a driver, you should have the same coverage as she does. If you need a different level of coverage, that's also possible. Each driver can have a different level of liability, although I believe that the components of the insurance that cover the car (such as collision or comprehensive) would remain the same. One thing to be aware of: some policies exclude drivers based on age and gender. Therefore, you'll have to read the fine print on her policy so that you are sure of the coverage that you do have, and if you have any questions, call her company right away.

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