Liability Insurance for a Pit Bull

Will my home insurance policy cover a pit bull if it bites someone?

Answer:  It may; it may not. In most cases, it will not. Unfortunately for pit bull owners, insurance companies generally consider Pit Bulls to be a "dangerous breed." As such, it is quite possible that you could be without liability coverage if your animal bites someone. I would read your policy carefully, and be sure to note any 'exclusions' around dogs or dog bites, and particularly around dog breeds. You can also call your insurance company and ask if their liability coverage stays in force if you own or purchase a pit bull type dog. If the answer is no, you should start immediately looking for another insurance provider. But be aware -- you may not be able to get any insurance for your pet, given its breed.

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