Insurance and Credit Scores
Please give me a listing of auto insurance companies that do not use a credit score to determine my rate.
This question gives me an opportunity to talk about two things:
1. Most insurance companies use credit scores as part of their process of determining your "risk" to them. Keeping a good credit score is vital to being able to get insurance at the best rates. So now you have another reason to want to manage your finances carefully and keep your score as high as possible.
2. We provide you with links to trusted insurance companies so that you can do your own research and find the right company for you. We can't understand your personal situation in depth from an email, so we can't give you a listing of companies that will meet your criteria. Further, we are not insurance brokers, nor do we have any formal ties to the insurance industry. That's what allows us to provide you with the best, unbiased and most up-to-date information possible, in order to help you make the best choice for you.