Insuring Body Parts

I am an artist and I am right handed. I make a good living doing what I do and I am interested in insuring my arm. As ridiculous as it sounds, if I were to lose the use of it I'd be out of business. Is this possible and if so, what insurance company would handle the insurance of my arm?

 

Answer:

If Shirley MacLaine can insure her legs (as I believe she has in the past), then I would suspect that you could insure your arm. Beyond that, since this is not a "mass market" insurance product, it could be tough to find.

 

Short of checking out Lloyd's of London (which is known for unique insurance policies), I think your best bet is likely some version of disability insurance. Given the uniqueness of the insurance that you want, you might want to work with a broker.

 

Keep in mind that we don't recommend insurance companies ourselves, but we do wish you well in your search for this coverage!

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