Migraines & Missed Work

I miss quite a bit of work due to migraines that I suffer from severely. I am looking for some type of insurance that will pay you when you miss or are off work. My company does not have sick pay, so when I'm off I do not get paid for it. Is there a program or insurance company that does this for people?

 

Answer:

In most cases, you would be looking at short-term disability insurance if you were only off work for short periods of less than 6 months at a time. Most disability insurance does have a waiting period though and wouldn't likely cover you for an absence of a day or two. In addition, given your predisposition to migraines, you could either have a hard time getting the insurance or it could be very expensive.

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