Insurance for Adventure Tours

We have intentions of setting up adventure and nature tours. Do we need to have insurance coverage for this type of business? If so, what kind of insurance coverage are we looking at?



Without question you will need at least liability insurance to cover you in case of the injury of a person while they are participating in one of your tours. Given the high amounts of medical settlements, you should have a high amount of liability as well.


If you have any assets that will be part of the business, you will also have to insure them.


I'd recommend speaking to a professional who deals with insurance for small business, and getting some advice on the right kinds of coverage to have. Also, check out our section on Business Owners Policies.

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