Golf Cart Insurance

I recently bought an electric golf cart. Does my homeowners insurance cover this or do I need a separate policy? I live on a golf course and use it to visit neighbors as well as play golf

Answer:

You will have to check the fine print on your homeowners' insurance policy. Some policies may cover it, but because you are using it as a form of transportation off your own property and off the golf course, it would be wise to check your policy. If you have any doubts, call your insurance company and ask some questions. You may need a separate policy, but do your footwork first. No need to spend money on insurance if you are already covered.

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