My state does not have FAIR Plan and we are now considered high risk because of too many major claims filed. I have looked on the internet for days and spoken with several insurance companies and nobody wants to provide us with homeowners insurance. What can we do?
This is a very difficult situation. My best advice is to get a few insurance brokers working for you as well. See if you can find someone who has worked with folks with a significant claims history before. I'd also suggest that you contact your state's insurance commissioner to see if you can get some information through that department.