Car Insurance Discounts

I plan to be buying a 1995-1997 M3 BMW at the first of the year. With that in mind, I know that the insurance rate per month is going to be horrendous because of my young age. My question is this: do you know of any insurance companies for which I can begin doing something now (other than being a good driver) that will in the future help me to have a lower insurance rate with the same car that I have chosen to purchase

Answer:

It's smart to be thinking ahead regarding discounts that you might qualify for. Any driving courses that you can take which are recognized by your state or a driving association like AAA should help. You might also want to look into discounts for membership in a driving club or association of some kind. There are lots of ways to get discounts and you have some time before you plan to buy. We have a section on this site regarding discounts to car insurance.

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