Potential Health Problems

In California, can an insurance company turn you down for insurance if you have not been diagnosed with a disease, but are told to keep an eye on something in case it may turn into a problem?

Answer:

Each insurance company will have their own underwriting guides. While it's not common across the board to deny insurance for a "potential" problem, I have heard of other cases. If you think you might have a legitimate grievance, please be sure to contact your insurance commissioner or state department of insurance.

Long-Term Health Insurance