Social Security Number & Insurance Quotes

Why is my social security number required to get a quote for auto and home insurance?

 

Answer:

Many companies use your social security number in order to ensure that they can do an accurate credit check on you. After all, your social security number is the one unique "identifier" in your life. Having said that, I would never give my social security number unless absolutely required by law. You can check with your state insurance commissioner to be sure if you are required by law to provide your social security number. If not, you can simply refuse and the insurance company will have to use your other identifying information (name, address, birth date, etc.) in order to do a credit check.

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