Life Insurance and Medical Conditions

I'm a 32-year-old female and have been diagnosed with sarcodosis. I'm in excellent health otherwise and I am taking an extremely low dose of prednisone for the condition. However, I have been turned down for life insurance. What are my options?

 

Answer:

My only recommendation is that you keep looking for an insurer that will consider you. I'd also attempt to appeal the current denial of coverage, as other insurers will often deny you once someone else has denied you (consider it herd mentality). Unfortunately, insurers share information among themselves. I'd also look into whether you can get life insurance through your state's high-risk pool.

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