Insurance for Windshield Damage
Is windshield damage covered 100% in the state of Ohio like it is in Kentucky?
Every car insurance policy has some amount of windshield coverage. In some cases, depending on the insurer, you can only claim for windshield damage a certain number of times within a stated time period -- for instance, only 1 complete replacement would be covered in a 2 year period. This depends on the insurer and the level of coverage that you have. It's not normally regulated by the state.
The main thing which could affect how much coverage you have is generally your deductible on your policy. If you have a policy with a $0 deductible, your windshield will be covered for 100% of the cost of the repair or replacement.