Insurance for a Prosthetic Device

My son lost his eye in an accident and he has an eye made by an ocularist that is similar to a contact lens. It fits over an implanted orbit in the eye socket. It cost over $3,000 to make this prosthesis. Is there any type of insurance available if it gets broken or lost?

 

Answer:

I'm sure that you can get insurance on a prosthetic device, regardless of what it is used for. However, this is a specialized form of insurance and not everyone needs it so it can be hard to find. I would suggest that you speak with your son's ocularist and see if that professional has any suggestions. He or she may have worked with insurance companies to replace lost or broken prosthetics in the past.

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