Getting Flood Insurance after Ivan

My home in Navarre, Fla., was destroyed in Hurricane Ivan. When applying for a building permit I was informed that the property is in a Coastal Barrier Resource Area and therefore not eligible for flood insurance thru the NFIP. This was a total shock to me, as this was not mentioned when we bought the home. I can't get a loan to rebuild without flood insurance.

Do you know of any companies that provide flood insurance in this situation?

Answer:

This is an extremely unusual problem! Given what you've said, I'd do a couple of things:

  1. Talk to the Florida State Department of Insurance and see if they can provide you with some assistance or direct you to appropriate insurance providers.
  2. Talk to local insurance agents or brokers that are familiar with flood insurance and helping clients who are looking for insurance after hurricane damage.
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