Temporary Binder Insurance
We were insured drivers; then we were put under a temporary binder insurance coverage, while the insurance company was waiting for certain documents from me. I was unable to produce them and the binder expired. My question is how long we have to get reinsured before my record reports us as previously uninsured drivers?
I don't have an easy answer here. It depends greatly on the policy of the insurance company that you eventually get insurance from. However, in most cases, a lapse in insurance is a lapse and you'll have to expect that you could have problems unless you get an "understanding" insurance agent or broker.