Insuring Injuries in the Home

This may seem like a silly question, but does homeowners insurance provide any coverage for the homeowner who gets hurt at home?



It depends on your policy. Check your liability coverage to be sure. However, it's not likely that you would have such coverage. In most cases, if you are the homeowner and get hurt at home, your only option is to file a lawsuit against another party in the accident, such as a manufacturer of a piece of equipment or a contractor that was involved in renovation or maintenance of the home.  

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