Insurance for a Breaking Water Main

What company issues a homeowner policy that insures the peril of a breaking water main going into your home?

Answer:

I used your telephone number to figure out that you are located in Pennsylvania. Then I contacted the Pennsylvania Department of Insurance on your behalf to see if they were aware of any such companies.

According to Susan Stark, an insurance investigator at the PA Insurance Department, there are some home service companies that are offering to sell homeowners this type of protection. However, these companies do not come under the jurisdiction of the Insurance Department as home service companies are not insurance companies and the home service contract they are selling is not insurance. 

If you are interested, you may want to contact your local municipal office to see if they are aware of any such home service companies.
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