How to Change a BeneficiaryHow do I change the beneficiary on my insurance policy?
In most cases, you will have to do this in writing to your insurance company. A dated and signed letter from you is all that is required. Be sure to include your policy number and any other information that will ensure that your unique policy (or policies) can be correctly identified. Generally, this letter will be something that you would address to your insurance company's Customer Service department.
One thing to keep in mind: if you use an insurance agent or broker, you should likely copy these individuals. That way, if anything happens and the change is not made, you have a paper trail and can prove your intention to change the beneficiary.