I used my dental insurance for the first
time recently. I find there is a large difference between the submitted
charge and the considered charge. I need a list of dentists in my
area that will accept the considered charge.
Answer:
A large number of dentists or other health professionals will charge more than the "considered charge" for your insurance coverage. This is where you have to shop around for your dental professional. Even your insurer won't necessarily know who will accept their considered charge as full payment for services.
Your best bet is to call ahead to any dentist that you are looking for treatment from, and submit to them the fee schedule from your insurer. Then they can tell you if they will be billing you extra in addition to what your insurance coverage provides.
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