Hello

In answer to the above question the endorsement form in Ontario is called O.E.F. 27 - LIABILITY FOR DAMAGE TO NON-OWNED AUTOMOBILES ENDORSEMENT. In Quebec, this form is called Q.E.F. No. 27 - CIVIL LIABILITY RESULTING FROM DAMAGE TO NON-OWNED AUTOMOBILES ENDORSEMENT INCLUDING AUTOMOBILES PROVIDED BY AN EMPLOYER. Under this form: "...the Insurer agrees to indemnify the Insured against the pecuniary consequences of the contractual or extracontractual liability of the Insured for loss of or damage to any automobile of the ………………… type, including its equipment, in the care, custody or control of the Insured, caused by such of the perils described herein for which a premium is specified." Usually the word "rented" or it equivalent shows up in the underlined portion. Unfortunately under the same for the definition of '"Insured" is: "...the Named Insured, his or her spouse and any person named in any Q.E.F. No. 2 endorsement made a part of this contract, as well as their succession or their legal representatives;". So unless you are common law with your boyfriend or are actually named as an insured under the policy (and not just a driver) I'm afraid you are out of luck.