Reader Mail

Claim for Just Co-payments?

editor@insuranceguide101.com — Wed, 18 Apr 2007 12:19:00 GMT

In the event that someone is injured on my property and they ask us to file a claim to cover their medical insurance co-payments, would the injured party's medical insurance refuse to make payment? Would my homeowners insurance be liable for the full...(read more)

Funeral Insurance for a Parent

editor@insuranceguide101.com — Wed, 04 Apr 2007 22:43:00 GMT

Both my parents are still living (thank goodness), but I see them getting older and increasingly frail. I haven't asked my father, but I'm assuming that he has some plans in place for his final arrangements. My mother, who is separated from my father...(read more)

Insurance Company Rankings

editor@insuranceguide101.com — Tue, 20 Feb 2007 12:44:00 GMT

Where can I go to find how insurance companies are ranked? I'd like to know how Mercury Insurance is ranked compared to Liberty Mutual, CSAA, Geico, Progressive, etc. Answer: It depends on the kind of ranking that you are looking for. If you want financial...(read more)

Finding Genworth Contact Information

editor@insuranceguide101.com — Tue, 20 Feb 2007 12:42:00 GMT

My husband and I have misplaced our long term care policy copy. How do we contact Genworth to obtain a new copy? Answer: Here is the contact page from their website: http://www.genworth.com/genworth/contact_us.jsp...(read more)

Finding American Income Life Insurance

editor@insuranceguide101.com — Tue, 20 Feb 2007 12:39:00 GMT

I am looking for American Income Life Insurance Company. Answer: Here is their website: http://www.ailife.com/main/default.htm...(read more)

Is Physiotherapy covered under Alberta Blue Cross

editor@insuranceguide101.com — Tue, 20 Feb 2007 12:32:00 GMT

I have Alberta Blue Cross coverage. I found out I have osteoarthritis and I need to go to physotheopy. I was wondering if it would be covered throgh my Blue Cross coverage. I have group 2007, section c2, single choice plan c. Answer: I can't get access...(read more)

Who pays for this water damage?

editor@insuranceguide101.com — Tue, 20 Feb 2007 12:16:00 GMT

I own a carpet and tile installation business. I keep all of my inventory in a warehouse. Two weeks ago, the warehouse next to mine caught on fire due to a heat lamp that was kept on over night for a reptile. My warehouse has sustained water and smoke...(read more)

Catastrophic Medical Insurance

editor@insuranceguide101.com — Mon, 19 Feb 2007 01:52:00 GMT

I am interested in a catastrophic medical insurance plan for a family of 4. Answer: This kind of coverage is also called major medical health insurance. This kind of coverage typically has high deductibles and low premiums. Most of these plans will only...(read more)

Does Yorkshire-General Life Assurance Still Exist?

editor@insuranceguide101.com — Mon, 05 Feb 2007 01:19:00 GMT

Some years ago, my firm at the time had a pension plan with the Yorkshire-General Life Assurance Co Ltd. 2 Rougier Street, York and it was frozen when I left. I have now reached 65 and wish to redeem it. Please can you tell me how to contact them, if...(read more)

Phone Number for Connecticut General Life Insurance

editor@insuranceguide101.com — Mon, 05 Feb 2007 01:09:00 GMT

Can you give the phone number of Connecticut General Life Insurance Company? Answer: It is (860) 226-6000....(read more)

Special Event Insurance for a Walk-A-Thon

editor@insuranceguide101.com — Mon, 05 Feb 2007 01:03:00 GMT

We hope you can help us for Bark a thon 2007. It is scheduled for May 20, 2007 starting at 9 A M. This important event is fast approaching and we want your help and we need you to be involved. We need to secure and submit a Certificate of Liability Insurance...(read more)

Is Life Insurance Taxable?

editor@insuranceguide101.com — Sun, 28 Jan 2007 14:41:00 GMT

Is life insurance taxable? Answer: In most cases, no. If you live in Canada, life insurance benefits that the beneficiary of your policy receives are non-taxable. Here's another interesting point: if your beneficiary is a spouse, child, or grandchild,...(read more)

Insurance Claim for Rental Car Accident

editor@insuranceguide101.com — Sun, 28 Jan 2007 14:33:00 GMT

In Ontario there is a provision OES 27 that covers a secondary driver on a rental car accident. Is there such a provision in Quebec? The question I have is: my boyfriend has an insurance policy and I am covered under this policy as the second driver....(read more)

A.M. Best Rating for Bankers Life

editor@insuranceguide101.com — Tue, 23 Jan 2007 13:56:00 GMT

I am trying to find out the rating for Bankers Life Annuity. Are they A rated? Answer: I looked up Bankers Life at the A. M. Best website. I found 7 companies that start with "Bankers Life". If you have more information about the company you are interested...(read more)

Consumer Satisfaction and Insurance Companies

editor@insuranceguide101.com — Sun, 21 Jan 2007 21:15:00 GMT

I want to know if there is a guide to consumer satisfaction with insurance companies. I've seen several financial rating guides, but if the company is very well off financially, but they are terrible when a disaster happens, then their financial stability...(read more)