Term Life Insurance

Term life insurance is generally your most cost effective option if all you need is life insurance.

If you are looking for a tax sheltered investment you might want to consider Universal Life Insurance. If you want a savings component, you might want Whole Life Insurance. But the bottom line is this: you will pay administration charges over and above your life insurance premium cost in both cases.

For more information regarding life insurance check out the following pages: Life Insurance, Why do I need life insurance, How do I decide what I need, What types of life insure can I get, Permanent life insurance, Whole life insurance, Universal life insurance, Term life insurance, Other types of life insurance and don't forget to check out the How can I reduce life insurance costs page.

Term Life Insurance Calculator

The following calculator will help you estimate how much life insurance you need to cover your family's financial needs, following their loss.

Financial Need Amount
Remaining Balance on Current Mortgage
Funeral Expenses
Children's Future Education
Debt (Autos, Credit Cards, Loans, etc)
Family Emergency Fund
Your Current Income
 
Total Life Insurance Needed

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