Other Types of Insurance

Hole-In-One Insurance

Insurance may not be the first thing that occurs to you when you think of perks at your local golf course. You'd probably think instead of the excellent martinis at the clubhouse bar or the reduced tee-off price you get for guests with your membership. In fact, you may not have given a moment's thought to the shiny new Lexus that the club offers anyone who gets a hole-in-one, since, well, what are the odds that that's ever going to happen?

Hole-In-One Insurance

Identity Theft Insurance

It's that sinking feeling that no insurance policy can truly prepare you for: you have just been the victim of identity theft. Someone has stolen your driver's license, Social Security number and most catastrophically, your credit card. Before you realize anything's awry, this thief has racked up thousands of dollars in debt, rented apartments or cars, and made big-ticket purchases – all in your name.

Identity Theft Insurance

Travel Insurance

Travel insurance provides individual or family medical coverage while traveling within or outside of your country. Each travel agent and insurance broker you speak to will give you a differing opinion regarding the merit's of travel insurance. Many believe if you hold an individual or group health insurance policy, paying extra for travel insurance is a waste; others believe you can never be too cautious. Read our article and decide for yourself.

Travel Insurance

Private Mortgage Insurance

Private mortgage insurance (PMI) helps you secure your home easier. How? Private mortgage insurance reduces the risk to your lender when you buy a home with a down payment smaller than 20% of the purchase price. If you buy a house with less than 20% down, your interest rate is higher than someone who has the full 20% down payment. Private mortgage insurance prevents you from paying a higher interest rate so you can secure your home and live happily ever after.

Private Mortgage Insurance

Condo Insurance

If you own a condo, you need home owners insurance just as much as the next home owner. Although, your insurance needs may differ somewhat from the next home owner. Condo owners are in a unique situation – you own your unit, but still rely on the condominium corporation to take care of your overall needs – structural, water, heating, grounds. Your condo insurance should cover your contents and the structural parts of the building that you own – such as your bedroom wall or kitchen cabinet. But who insures the rest of the building? Read more to find out!

Condo Insurance

Renters Insurance

Renters insurance (also known as HO-4 coverage) typically covers losses to your personal property as a result of theft, fire, water or electrical damage. But are you covered for the actual cash value or the replacement value of your belongings? One will pay you significantly less than you realize.

Renters Insurance

Insurance Needs for Landlords

So, you've bought a house as an investment property. In today's market, investing in a rental property is a great idea, but you have to be prepared for your new responsibilities. As a new landlord, one of the most important things you'll need to do is insure your rental property. Not only do you have to insure the property, you'll want liability coverage to ensure you are fully protected.

Insurance for Landlords

RV Insurance

Time to hit the road, but make sure you have the right RV insurance for your specific needs. A road trip really does everyone a world of good, but guarding your RV because you're not sure if you're insured properly can really put a damper on your travels. All recreational vehicles are different and should be insured for the particular vehicle you are driving, the contents and any possible liability.

RV Insurance

Title Insurance

Title insurance protects the home or building owner from incurring any costs related to the title on the property after you buy your home. If there are any spelling errors that need to be fixed, property line disagreements that need to be resolved, or outstanding liens against your house, title insurance protects you from paying the fees to make those changes.

Title Insurance

Boat Insurance

If you own a boat, you'll want to protect your investment. Many boat owners add their boat to their house insurance policy to keep insurance costs low. Boat insurance will give you better and broader liability protection than any home insurance policy – and may offer a few perks similar to your car insurance.

Boat Insurance

Business Insurance

If you have your own business, you'll want to look into business insurance. Not only do you need to protect your business equipment, you need to protect yourself from any liability claims. Business insurance is not just for big businesses – home-based businesses need protection too.

Business Insurance

Pet Insurance

Pet insurance is health insurance for your pet. Typically more expensive than health insurance for yourself or your family, it is a worthwhile investment for any pet and one that is often over-looked. If you pass it up while your pet is healthy, you'll wish you had coverage when Fluffy is diagnosed with a terminal illness, needs dental work, or even monthly supplies for diabetes.

Pet Insurance

Credit Card Insurance

Credit card insurance is a specialized form of insurance that offers disability, life, or health insurance for your credit card. If you lose your job, are disabled, fall sick or pass away, credit card insurance will cover your credit card bill each month, or pay it in full if you have the right coverage.

Credit Card Insurance

Funeral Insurance

No one wants to think about their death or plan the details of their funeral while young and healthy, but at some point we all must face the inevitable. Do you really want your family incurring the costs of your funeral and burial? Funeral insurance will make sure you've got everything covered in advance.

Funeral Insurance

Farm Insurance

Farms are businesses, and all business owners should protect their business - especially when livestock is involved. The unpredictable nature of farming can drive insurance costs up, but if a fire or hurricane were to take your farm, what would you do without farm insurance?

Farm Insurance

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